Benefits of Buying USDA Homes for Sale in Charlotte

USDA Homes in Charlotte NC

Charlotte home buyers have the opportunity to buy USDA homes for sale in Charlotte Mecklenburg and surrounding areas of Charlotte. USDA financing is a popular home loan choice for buyers interested in USDA Homes in Charlotte NC, and allows home buyers to buy homes in Charlotte with no down payment. When compared to the typical FHA financing, USDA home loans is a lower-cost alternative offering lower monthly mortgage insurance premiums as well as a lower upfront mortgage insurance premium due at closing. These two factors can keep thousands of dollars in the home buyer’s pocket!

USDA Home Loans

There are several suburban USDA communities in and around Charlotte. See below for a sample of available Charlotte area USDA home listings within each county.

Locations for USDA Homes in Charlotte NC include such highly desirable locations as:

Denver
Mooresville
Other Lake Norman communities north of Charlotte

On the south side, you’ve got:

Steele Creek
Lake Wylie areas
Fort Mill
Tega Cay
Rock Hill
Clover
Indian Land communities in South Carolina

For the popular Union county area, there are USDA communities in:

Waxhaw
Monroe
Stallings
Indian Trail
Matthews

Cabarrus county has areas of:

Concord
Harrisburg
Midland
Locust

And then there are areas in Charlotte such as the:

Rocky River Rd
Harrisburg Rd
Plaza Rd Ext.
Sam Wilson Rd areas

Newest Listings of Charlotte USDA Homes for Sale

Newest Listings of Union County USDA Homes for Sale

Newest Listings of Iredell County USDA Homes for Sale

Newest Listings of Cabarrus County USDA Homes for Sale

The point is, there are a variety of Charlotte areas within a 30 minute commute to Uptown that qualify for USDA financing. For more in-depth information on Charlotte USDA requirements, USDA eligibility maps for Charlotte, and to view more Charlotte USDA homes for sale, visit our Charlotte USDA Homes webpage.

If you think this information is helpful, we invite you to Share This Page from the options below!

Spread the love

About Derhyl Pruitt

Charlotte Magazine has recognized Derhyl Pruitt and Pruitt Miller Realty Group as a FIVE STAR: Best in Client Satisfaction Real Estate firm for the Charlotte market. As a Charlotte native, his exceptional knowledge of the region allows him to offer a unique perspective to relocating families and local clients alike. His expertise in contract analysis, financing and negotiating skills go beyond the typical approach to real estate. Derhyl is a Luxury Home Expert and member of the Institute for Luxury Home Marketing. Additionally, he is an Accredited Buyer Representative (ABR), a Certified Distressed Property Expert (CDPE), and a Senior Real Estate Specialist (SRES) who has worked with the influx of Retirees transitioning to the Charlotte area.

Derhyl is licensed in NC and SC. He has a B.S. degree in Accounting from the University of North Carolina at Charlotte. He is a member of Omega Psi Phi Fraternity, Inc.