The North Carolina Bond program, also known as the NCHFA Mortgage Bond down payment assistance program is a state-level program that provides between $4,000 and $14,900 in down payment assistance funds to first time buyers.  The NC Housing Finance Agency Mortgage Bond offers three levels of down payment assistance funding:  (1) $4,000; (2) $8,000 and; (3) $14,900 in down payment assistance (foreclosure homes only).  Buyer eligibility requirements differ for each level of funding.

Administered by the North Carolina Housing Finance Agency bond program, the N.C. Bond program offers the additional flexibility of purchasing a home in a wide geographic area throughout Charlotte and the state of NC.  The NC bond housing program also allows eligible homebuyers to still qualify for the First-time Home Buyer Tax Credit. 

If you would like more information about the North Carolina Housing Finance Agency down payment assistance program please fill out the form below.  To see if you are eligible for the program, click apply online and we'll have one of our qualified professionals contact you within 24 hours or less.